Amy is Midland born & bred, all the way. Her parents Tommy Casbeer, LHS Class of ‘65 and Elizabeth Herrington-Casbeer MHS Class of '67, raised her well. Amy graduated from LHS in 1990, where she was a member of FFA, Lee Chorale and Rebelettes. Her husband, Gary McWilliams, grew up in Big Lake, Texas. They have two amazing children, Kadyn, (LHS Class of '15) who is a successful local business owner, and Gyna (Trinity Class of 2021), who is pursuing her entrepreneurial and artistic talents now.
Amy has always had a business background. Her father had a dream which came to fruition in 1990 when The Field Office opened. It is a well known gathering place for the oil Industry from CEO’s to the folk who man the oil rigs, and our local celebrities have been welcomed with a smile and a heartfelt laugh. Upon his passing in 2008 Amy took up his legacy to keep his dream and his spirit alive!
Amy is very involved in this community as a an advocate and a volunteer to local organizations such as Party for a Cause, Back the Red and Blue in 432, Campfire, Boy Scouts, The Battered Women’s Shelter, MISD, MARC, MHMR, First Baptist Church CDC, Alamo Baptist Church, Wiltshire Park Baptist Church and UPI. She earned the highest award one can receive from Camp Fire, which is the WO-HE-LO Medallion. She was also given lifetime membership in the PTA, as well as receiving Volunteer of the Year Award from Jones Elementary and Midland Independent School District! She has been busy!
Amy’s grandmother, Dene Casbeer-Hall, was a professional in Midland Real Estate and Property Management too. Amy’s Real Estate career started when she took over management of a 75 unit condominium property. She was so great at it, that EVERYONE thought she was a natural. Amy decided to follow in her grandmother’s footsteps and she earned her Texas Real Estate License in 2015.
With her passion for service, Amy is ready to help you with your real estate needs. Amy is very skilled at her craft of helping you with buying, selling and managing real estate. More important, every person who knows her will tell you that above all other things, her character and integrity are sterling. Give her a call when you need help or have a question about your house or your rental property at 432-520-8334!
You may have been managing your own properties forever, but the COVID-19 years may have taken most of the fun (and profit) out of it for you. Maybe you are just over it. You enjoy the extra income, or at least you used to. But you just feel tired and discouraged. Perhaps it's time to let me help.
My team and I manage nice homes and we manage them well. Even during COVID, all our residents paid their rent. In fact, since I started McCourt Property Management in 2002, I have never been in eviction court and no resident has ever lived in one of our houses without paying rent.
I started in the apartment business in 1986, and I had a terrific mentor. Thanks to Wes Cordeau, I quickly became an expert at taking over and turning around distressed and underperforming properties. There are many reasons that a property can have negative cash flow. But one I saw often when I came into a new office was a list of delinquent rent as long as my arm. If the property manager has people living there for free, she is not doing her job, and that is a serious problem for the owner. You are still responsible for the mortgage payment and the taxes. You would not want to skip paying the property insurance bill, that wouldn't turn out well. The only answer is to be certain that the manager is acting as a good steward for you.
During the pandemic and the lockdown, oil bust, etc. we had a terrible time here in the basin. Our rents dropped, and they are just now recovering. Many people were released from their jobs and had to leave town. Some moved back to the state they called home. This DOES include some of my residents. BUT these residents 1. Gave notice that they were leaving, 2. Moved away so that we could show the home easily or kept the house tidy and were very cooperative in scheduling showings. 3. Continued to pay rent until the new person moved in. 4. Paid a relet fee that was more than enough to cover the leasing fee we would have to pay to release the home. In short, they did the right thing. Our owners did not lose money. Even in the worst market that I have seen since I entered the business during the bust of 1986. There was an awful lot of wear and tear on the property managers, and one house was rented three times the same summer. But we did the right thing and so did our residents.
You can often save a significant amount of money if you purchase a home directly from a builder. Some builders don't even require that you use a REALTOR, which is fine, that's money that you keep in your pocket. But do not, DO NOT buy any home, ever, without having it inspected by a competent home inspector, hired and paid for by you.
Let me explain. Most builders are great. Lord knows that we need more housing in the Permian Basin and we have begged them to come here. It is a business for them and they must turn out the houses rapidly. They work with any number of contractors and subcontractors in building a house, which is very complex, with many complex systems and parts, and everything is moving fast. At the end, they have a house. It looks great on the surface, or it wouldn't sell. But unless you are very familiar with the compex systems, it isn't a good idea for you to buy it just based on the surface appearance.
Otherwise you can be in for a great deal of pain.
Recently I was helping some nice people who made an offer on a very nice, fairly new home. When we had the home inspected there were several "issues" that had to be addressed before the home could be sold to anyone. The furnace and water heater had some difficulties that were necessary but not expensive. But there were problems with the roof that were expensive to correct.
Now the sellers had moved away, bought another home, and was ready to be done with the "old house". Then inspector turned up these problems. You know the sellers were dismayed. Imagine having to come out of pocket for all of those unexpected expenses when you had bought a "new" home?
I say this for your sake. Buy from anyone you want. Just be sure that the home is sound in all respects prior to purchasing. Even when every party has the best intentions, human beings can overlook things. The original buyers did not imagine such a thing could happen. They did not know what to look for, as most of the "civilian" population doesn't. Have a professional come out and check your house. It could save your pocketbook or your life.
I was watching television this morning as our local weather experts shared that we are again having a triple-digit week. In fact, today, is supposed to be a record breaker in the Permian Basin as we break our record of 103 degrees today!
What's funny is that humidity in our area is also high...something extremely unusual for the dry West Texas weather.
This blog is designed to present actionable tid-bits that makes your life better, saves you money, brighten your day and delivers valuable info.
When we're talking "triple digit" weather, I know that lowering your air conditioning cost has to be somewhere on your mind.
The muggy summer heat can make air conditioning a very welcome treat but you could get burned once you see your next electric bill. Living comfortably inside an air conditioned house has its own downside - an increased monthly electrical consumption. You can decrease your air conditioner's work load - as well as your monthly power bill - by lowering the humidity level in your home which your air conditioner would otherwise do.
The air conditioner's two-way cooling process
An air conditioning unit delivers comfortably cool air in your home through two processes:
• By lowering the air temperature
• By taking out humidity from the air inside your home. Cold air cannot tolerate high humidity levels, unlike warm air.
Humidity of 30 to 50% level in the air makes it feel more refreshing. During the hot summer months, the air inside your house can carry humidity level of 80% or higher. This causes you to feel uncomfortably hot and sticky. On the other hand, bringing down the humidity level produces cooler air.
Decrease the humidity inside your home
There are several small ways you can bring down the humidity level inside your home. Added up, they can dramatically cut the cost of your electric bill. Here are some cool steps you can use.
• Always keep your doors and windows shut, especially on sweltering hot weather. Keep going in and out of the room at a minimum because humidity comes every time a door is opened.
• Install exhaust fans in "moist" areas of your house like the bathroom, laundry room and kitchen. They will blow humid air outside your home and thus free the air conditioner from doing the job.
• See to it that your clothes dryer vent is directed towards the outside so that any moisture coming from the dryer doesn't raise the humidity level inside.
• Check all the plumbing inside your house for any drips or leaks. If you find them, repair them at once. Water from the leaks eventually evaporates and can increase the moisture level inside.
• Go outside and check if any water from outdoor is making its way in through your walls. Also ensure that drainpipes and downspouts are directing water away from your house.
• Cook according to the weather you're having. On hot days, don't raise the temperature inside your house further by boiling water in the kitchen.
• Take your houseplants out during the summer to decrease the humidity in your home. Plants give off moisture through their leaves and inside your house.
Get a dehumidifier
Home dehumidifiers are sold for just $100 to $300 and perform a terrific job of removing moisture from the air inside. A small dehumidifier can take 10 quarts of water from the air everyday while a bigger model can extract over 25 quarts in a day.
An energy-saving dehumidifier with an Energy Star seal consumes way less electricity than an air conditioning unit.
Lowering the level of humidity inside your home is no assurance that you won't need to use your air conditioner again. If you do turn it on, there's still one thing you can be sure of. Lower the level of humidity inside your house and your electrical bills will follow suit.
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When I bought my first home I was so excited! I loved it. In fact, I used my very first bonus check to buy a new chandelier for the dining room! A few years later when I moved away and turned it into a rental property, it became more to me than Just a home; it became an ASSET.
An asset is not like a car or a dress or a new set of headphones; an asset APPRECIATES. Instead of gradually becoming worthless, a home will spend many many years increasing in value.
Now, in order to make the best of this, you want excellent residents. Great residents take care of your home, just as you would. They care about it, because that's just the kind of folks they are. They have great credit, because they honor their obligations. Chances are good that they actually own a home of their own in another city. That is often our experience when we meet our residents. They may have been transferred here and have left their own home to be managed in Houston or Denver. They understand that they need to treat your property gently, as they would treat their own home. They get it.
These residents will gladly pay their rent on time, just as they said that they would. They will mow the law and water your trees, because they agreed to do so in the lease. They are great residents! At McCourt Property Management we specialize in finding super residents to live in your home and your asset. We will take care of them, so that they want to stay, too!
Call us to talk about leasing your home! 432-520-8334.
This year, many Texas families have put major purchases and cash outlays on hold, waiting for more positive economic signs – or at least an upward, consistent move in the stock market – to make big-ticket decisions. Real estate investments still make sense, although some of the rules have changed.
A friend of mine, whose two daughters are grown and gone, would like to remodel a home in the neighborhood, sell his present residence, and then move in to the remodel. He’s uncomfortable investing a ton of dollars on the remodel that he may need for day-to-day expenses, and he’s afraid there’s already too much inventory now on the market to list his home for sale. “The remodel may be closer,” he confides. “There are a lot of people out there now willing to work for a lot less than they were two years ago. If the drop in labor costs reaches a point that it equals what some of my investments have lost, it’s close to a wash. I might as well do it.” Borrowers who currently own their home typically have three options when they decide to purchase a new principal residence. They can sell the current residence and pay off the outstanding mortgage, make the property into a second home, or convert the property to an investment property. In the past two years, more people have been unable to sell and have been forced to consider the two other options.However, unless you have a lot of cash, those two options are not as easy to execute as they once were. To ensure that borrowers have sufficient equity and/or reserves to support both the existing financing and the new mortgage being originated, Fannie Mae is updating the policies for qualifying borrowers purchasing a new principal residence and converting their existing principal residence to a second home or investment property. Perhaps the most stringent new rule requires borrowers to have a reserve amount set aside equal to six months of principal, interest, taxes, and insurance (PITI) payments on both homes when converting the primary residence to a rental or a second home. Previous guidelines did not include reserves on both homes. Lenders do have some leeway in the case of a second-home conversion. Lenders may consider reducing reserves of no fewer than two months for both properties if there is documented equity of at least 30% in the existing property. The value can be derived from an appraisal, automated valuation model (AVM), or broker price opinion (BPO), minus outstanding liens. The previous guidelines did not include a required equity percentage. If the owner wishes to convert the primary residence to a second home, the current and the proposed mortgage payments must be used to qualify the borrower for the new transaction. If the current residence is converted to an investment property, Fannie Mae will continue to permit up to 75% of the rental income to be used to offset the mortgage payment. Again, the new twist is the needed documented equity of at least 30% in the existing property. The rental income must be documented with a copy of the fully executed lease agreement, and the receipt of a security deposit from the tenant and deposit into the borrower’s account. If the 30% equity in the property cannot be documented, rental income may not be used to offset the mortgage payment. If the current principal residence is a pending sale, but the transaction will not be closed (with title transfer to a new owner) prior to the new transaction, both the current and the proposed mortgage payments must be used to qualify the borrower for the new transaction. This sometimes happens unexpectedly when an escrow is delayed or when an employee is transferred to a new location and buys a new home before the previous home sells. Who can afford to pay cash for an additional home without first selling their primary residence? Surprisingly, more than four out of 10 investment buyers and more than three in 10 vacation-home buyers paid cash for their properties; with large percentages indicating that portfolio diversification was a factor in their purchase decision, according to recent study by the National Association of REALTORS®.
I'm surprised when I hear local Realtors who do not know all of the educational institutions in the community that they work. In our Midland community, it's important for any Realtor to know what the ATC is (Advanced Technology Center --not an alternative school as some have described it); the Carver Center, the Magnet schools along with having a really good understanding of the school district's ratings and service improvement plan.
There's so much to think about when you're purchasing residential real estate and even your home. With the 2009-2010 school year fast approaching, I hoped it might be helpful to you to talk about what to look for from schools and neighborhoods and you look to buy, sell or invest.
Remember, the world wide web is now at your service. The city websites can give you valauble information regarding school district boundaries, businesses, parks, and upcoming developments or decisions. State registries, like the sex offender's registry, are also helpful as you look at neighborhoods to move to or even invest in with rental property.
Look at curriculum. School curriculum and their afterschool or extracurricular activities all influence "quality of life" for your community. If you are moving for your family or just looking at investing in property, it is important to know what the "quality of life" value is of the area. Schools, parks and museums all play a big part in that and are often the information sought by companies researching a move to an area.
Review near by gyms, grocery stores, and banks as they are also top of mind services that people seek in communities.
Ask, is there a neighborhood watch in the area? Review crime statistics to familiarize yourself with the area. And, a good Realtor can also help you know the area 'like a local'.
Everyone, it seems, has jumped onto the Facebook craze. After all, who can miss out on the over 250 million people there. Anyone with a website would be dense not to go where the people are - no better way to make connections and gain traffic to your site and listings.
Yet, there are many who do it wrong. First, they try to make their agency or association a "person" by typing in the first word of their company under "first name" and so on. Not only is it a waste it's in violation of Facebook's terms of service so they can delete you (and your many contacts) at any time.
Second, they don't use the Facebook business pages they use groups. Groups have limitations and I'd like to know who at their company or agency is going to make the decision as to "who is in and who is out" when they reach their limits.
Lastly, you don't get the great demographic info that Facebook business pages freely provide.
It's one of those things I call a no-brainer.
Yet, in a time and town, when there are still agents who email blast (spam!) everyone under the sun - it's no wonder that mastering Facebook is elusive to them.
Now, here's someone who is doing this well and I'm sharing with you part of the blog post and the link from theKBuzz....
So when my wife and I recently bought a house and needed to sell our current home, I turned to the first logical choice: Facebook! Now my wife wanted to get a realtor, and so we do have one in reserve. I have nothing against realtors - in fact, we’re happy to have not only friends who are realtors but clients. I just figured, we talk about how useful Facebook is for so many organizations and situations, why not try it to sell our house?
So, we set up a Fan Page 2 days ago - and used easy Facebook Notes to explain all about the house and area, uploaded lots of photos of the house and videos of the house, and used Facebook Events to create an open house for this weekend. I invited my friends to fan the Page, and took out separate, hypertargeted Facebook ads targeting young NYC couples and also folks 64+, because our community and house is perfectly suited for both. We quickly got to 100 fans and reserved a vanity URL, so now people can easily spread the word by sending their friends to http://Facebook.com/BuyMyHouse. Finally, I offered an incentive of $2,000 to anyone on Facebook who refers a friend who ends up buying the house. This move, while definitely increasing virality of the Page, may bring up some legal issues, so I quickly changed the offer to include a $2,000 donation to the referrer’s favorite non-profit.
For the rest of the story, visit here: http://blog.thekbuzz.com/2009/07/im-selling-my-houseon-facebook-of-course.html
What's so good for Realtors in West Texas is that we "do Facebook right" (along with many other marketing practices) so you get the most pleasure and profit for you and your clients.
If you ever want to talk to an upbeat, web savvy, networking, people focused agency - stop on by!
Real estate brokers act primarily as intermediaries, or go-betweens between sellers and buyers of real estate and prime properties, as well finds owners who wish to sell and clients who wish to buy. Real estate agents do not work in exactly the same manner.
The most important attribute of an agent, or broker, is that he/she has deep and well-informed connections to the real estate industry. The broker is expected know the market comprehensively, and provide information on previous sales, current real estate listings, have an effective and workable marketing plan, and at least a number of solid references. It is also imperative to look for a real estate agent that is honest, assertive, and one that fully understands the needs of buyers and sellers.
Real estate brokers and their salespersons in the United States, where they are generally called real estate agents, assist home or property sellers in marketing their assets and selling it for the best possible premium price, and on the best terms.
When acting as a buyer's agent, with a signed or verbal agreement, these individuals assist buyers by helping them purchase property for the lowest possible price under the best terms, and gain a commission after a sale has been concluded. Without a signed agreement however, brokers may assist buyers in the acquisition of property but still represent the seller and the seller's interests. Here's a short comparison of what exactly differs a salesperson, from a licensed broker.
Real estate salesperson:
A person first becomes licensed to become a real estate agent whenever one obtains a real estate salesperson's license from the state in which he/she chooses to practice his craft. For the person to obtain a license, the potential candidate must take specific subjects and required course work, and then must pass a state licensure exam on real estate law and practice. Salespersons should must then be associated with, and act under the authority of a licensed real estate broker
Real estate broker:
After gaining quite a number of years of experience in real estate sales, a salesperson may decide to ramp up and be licensed as a real estate broker. For one to become a full-pledged broker, more course work and a state licensure exam on real estate law must first be passed. When a person obtains a broker's license, a real estate agent may continue to work for another broker in a similar capacity as before, usually referred to as a broker associate or associate broker, or open up his/her own brokerage and hire other salespersons.
How should you choose a good real estate broker?
According to analysts and industry insiders, most home buyers ask friends, relatives, and business associates who have recently bought a house in the area for their recommendations and suggestions. A number of buyers use newspaper advertisements, or simply visit an established realty office.
Some people yet find an agent at an open house. To be sure you find a good agent, interview several real estate brokers from different firms to find out one you're comfortable with. It's like doing comparison shopping. Find out if the agents are familiar with the location you are interested in, how long they have worked in that area, and whether they specialize in a particular type of house or price range.
To be safe, you could try to go with a local broker. They can better serve your needs, are familiar with the local market conditions, knows what the local prices are, and what's hot or not in your community.
Real Estate Press - http://realestatepress.org
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