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McCourt Real Estate Blog

Fortify Your Home Against High Winds

February 13th, 2009 12:15 PM by Caren McCourt-Crane

The more you fortify your home to withstand perils the lower your rates will be. The following are necessary after taking precautions against fire and burglary depending on were you reside.

1. You will get better protection from wind damage with a storm shutter. This is particularly true for those who live in areas that are prone to high winds and storms.

2. Those who live in areas of high winds will make their home more secured if they use heavy roofing material. The heavier your roofing material, the less likely that it will be blown off.

3. If earthquake is a peril that your area is prone to then make sure you retrofit you home. Once you reduce the chances of your home being destroyed by an earthquake you reduce the losses an insurer could suffer. They'll reward you with cheaper rates if you do this

4. Dry limbs on trees could easily cause a lot of liability issues. So make sure you cut off all dry or dead limbs on trees on your property.

5. It is also recommended that you do not have trees close to your structure. This is because tree branches over or close to structures could easily cause extensive damage if they fall off for any reason. Furthermore, having these over your roof could greatly reduce its lifespan depending on the material used. If you're interested in other ways to make your home more disaster-proof, discuss with your agent.

Compare what implementing each would cost and by what factor it will bring down your rate. Implement those that are cost-effective and you will get lower rates.

Also, get and compare quotes from different insurers now and after you implement these. You could save a lot now and a lot more afterwards by simply spending about 25 minutes to get and compare quotes from five or more quotes sites.

Here are great pages for home insurance quotes...

Posted in:General
Posted by Caren McCourt-Crane on February 13th, 2009 12:15 PM

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